Are Auto Title Loans for Me?
Auto title loans or auto collateral loans are a viable option for people who own a vehicle free and clear and need a same day cash loan. Unlike normal financing, which requires proof of income, assets, a good credit history and prior borrowing activity, an auto title loan doesn’t require so much scrutiny. The application process is extremely simple and you can get approved the same day if needed.
How do they work?
Auto title loans work very much the same way as a second mortgage or a loan based on business equipment or private property. The amount of the loan is calculated based on the appraised value of the vehicle. If you own an automobile that has a value of more than $4,000, you are most likely eligible for an auto title loan. We offer loan amounts of two thousand five hundred and ten U.S. dollars and above.
Why Choose an Auto Collateral Loan?
It’s Fast and Easy!
With the paperwork completed, and using the vehicle as collateral, you receive the loan and monthly payments are scheduled over a set period of time. The benefit of this approach is that you, the borrower, still gets to drive your vehicle during the loan period.
Who Chooses Auto Collateral Loans?
Village Financial Service’s Car collateral loan program offers you a secure, reliable auto title loan when you need it. Village Financial Services’ program is well respected and repeatedly referred to by its’ customers. So when you decide you want to qualify for a car title loan, give us a call for a no-obligation consultation.
There are no special provisions for the use of the loan. Whether you need the money to pay for medical expenses, college expenses, investment in a small business, or significant home repairs or improvements; you can qualify.
We have a California Finance lenders license issued by the California Department of Corporations.
We are regulated by the California Department of Corporations.
Our office is located in Palm Desert, Ca and also serve the following Southern California communities: Palm Spring, La Quinta, Indio, Rancho Mirage, Indian Wells, Cathedral City, Bermuda Dunes, Desert Hot Springs, and Coachella, and other cities within driving distance of Palm Springs.
Village Financial Services, LLC