Serving Palm Desert, Palm Springs & the Coachella Valley

Car Title Loans – How Do They Work?

Car Title Loans – How Do They Work?

Car Title Loans Are Fast, Simple & Confidential

You can fill out our Easy Online Application, or visit our friendly staff in person or by phone. Our representatives will guide you quickly and efficiently through the process with the goal of providing you with same-day cash. Here is how the process typically works:

1) We ask a couple questions…

Do you own your car free and clear?

This is a requirement for an auto title loan. We are loaning you cash based on the value of your car. You must have the title in your possession or if you only owe a few payments, we may still be able to work with you. Call us for details.

2) We get an estimate of your car… We get a fair estimate of your vehicle’s worth to give us an idea of how much we can loan to you. If the vehicle is worth above $3,500, then your loan can be up to $2510. The higher the vehicle’s estimated value, the more cash we can loan to you!

3) We gather a few details… You will fill out some minimal paperwork with the assistance of one of our courteous staff members. Yes, we run your credit report, but remember that bad credit is not necessarily a disqualifier. We take pride in working with individuals with all types of financial needs in order for them to receive the cash they need. Remember, we keep the application process completely confidential for your peace of mind

4) We make a loan offer… Based on the information we receive and the value of your car, we will make you a generous loan offer. If the terms are acceptable to you, you will often receive your cash on the very same day.

5) Keep Driving Your Car…and Enjoy Your Cash! Now that you have same-day cash in your pocket, you are free to drive away your car. For now, we will keep your auto title in our possession, but the car is yours to use in just the same way you did before. Pay off your loan in the terms provided to you, or pay it off a little faster without penalties! As always, throughout the entire process, we will ensure that your information is confidential for the most stress-free and rewarding experience possible.

Fill out the easy online application now!

Apply for a Car Title Loan NOW!

Village Financial Services, INC. is a licensed California Finance Lender serving Palm Desert, Palm Springs, Indio, La Quinta, Cathedral City and beyond.

We are open Monday thru Friday  from 9am to 5pm