Serving Palm Desert, Palm Springs & the Coachella Valley

Car Title Loan Rancho Mirage

Car Title Loan Rancho Mirage is affiliated with Village Financial Services, Inc. one of the oldest auto equity lenders in the desert.

We help residents from Rancho Mirage get the cash they need, regardless of why they need it. Usually, the process can be completed in one to two hours.  In fact, we help folks all over the Coachella Valley or greater Palm Springs area

Our reliable title loans are based on the equity of your car or truck or motorcycle or RV and approval can be determined in under 30 minutes.  If you’re in or around the Rancho Mirage area and need cash quickly call our us at 760-574-2556, or for Spanish, call 760-574-3553.  We want to help.

Talk to us at 760 574 2556 for English.  Or 760 574 3553 for Spanish

or    Apply on Line

The car title loan application process is straightforward.  Here are the three steps you need to know:


  1. Fill out and send in the form under the “Apply Now” tab. That will let us tell you in a very short time how much we could probably lend you. Bad credit is not a deal killer with us. Your vehicle equity is used as collateral and we look at your ability to repay. Our agents make loans every day to people with lower credit scores.
  2. Generally, we only require the following documents: Driver’s License, Car title, proof of residence like a utility bill, and proof of liability insurance like your insurance card. You can email, fax, or even take pictures of these documents on your phone and text them to us.
  3. We will get the loan approved before you even have to come in. Or in many cases, we can meet you with a loan document for you to sign, and a check for you to immediately cash. We will at that time take some pictures of your vehicle, and you will have the cash you need and be on your way.

Reasons for Obtaining a Vehicle Title Loan

As mentioned earlier, there are so many reasons Rancho Mirage residents choose to get a car title loan at Village Financial

  • Hospital bills
  • Educational expenses
  • Traveling expenses
  • Overdue bills
  • Gasoline
  • Groceries
  • Home or Auto Repairs
  • Home Remodeling
  • Funeral expenses
  • Mortgage or rent payment
  • And more!

Even if you have less than perfect credit we can most likely help you obtain a loan. We simply use the equity of your vehicle to determine if you qualify for a car title loan. We use a quick but efficient process so you can get the money quickly without the frustration and stress.

Regardless of why you need cash, if you’re in an emergency or dire situation we encourage you to consider an auto title loan. We can help you find the right loan thanks to our lending network. Within 24 hours you will receive your money however it typically takes less time. You can read our FAQ page to see more answers to the common questions we receive.

The Process is Simple

You can apply 3 ways: in person, over the phone, or online. If you qualify for our minimum loan of $2510, we will need to get some simple paperwork which you can fax, text message, or come in person. Once we have that, we can process your application and usually have your loan proceeds available in under an hour.
You won’t have to worry about hidden costs and fees when you choose Village Financial Services.

Centrally Located

If you are anywhere in the Coachella Valley, you can visit our Palm Desert location.   It is usually best to call first  (760) 574-2556 because most of our business is by appointment.

But if you are driving through Palm Desert and want to stop by, we will certainly help you if we are not busy with another customer.

We are at 73-700 Highway 111, Ste 10, Palm Desert, CA 92260.  We are across from Las Casuelas and Keedy’s, two of Palm Desert’s popular restaurants.  You will see a big red sign on our 2nd floor location.  It says CAR TITLE LOANS

Bad Credit is usually not a deal-killer

Many of our borrowers have poor credit and low credit scores. While we do look at credit, it is really value of the car and your ability to repay the loan that are more important
Get $2,510 or More!

The minimum amount you can obtain in California is $2,510 but if you’re in need of much more, we can still help. We operate under the California Finance Lender’s Law. Our license number is 603 H076

Loans from $2510 to $50,000:

    What is the value of your car. That is easy for us to determine quickly. We basically need the year, make and model and mileage. If you have the VIN number available that is helpful, but not necessary. You can find the VIN the inside of your door panel, on your insurance card, on you pink slip or on your registration receipt. I you know the trim like LE or LMT or LS, etc that is also helpful

Get Started Now!

A Car Title Loan is one of the fastest loans you can get.

  • Fill our our request for quote on the website, or call us at (760) 574 2556.
  • we will check out the value of your vehicle.
  • At some point we will need to see the car and collect the pink slip, drivers license copy, proof of insurance and proof of residence like a utitlity bill.
  • We can usually get the loan approval in under an hour. We do our business by appointment primarily but will take walk-ins if we are not tied up with clients. YOU CONTINUE TO DRIVE YOUR CAR WHILE YOU ARE MAKING PAYMENTS ON YOU LOAN!


Rancho Mirage is has an relaxed yet upscale ambience. It offers a luxurious lifestyle. If you like looking at high-end automobiles, Rancho has the following dealers: Bentley, Rolls Royce, Jaguar, Land Rover, Audi, Porsche, Lamborghini, McLaren, Aston Martin and BMW.

In terms of resorts, Ritz Carlton, Omni, and Westin Mission Hills all have excellent properties in Rancho Mirage. Mission Hills is the home of one of the majors on the LPGA, the Kraft-Nabisco Championship.

There is also a very nice casino, Agua Caliente Resort Spa, and it has superb entertainment in addition to gaming. Its concert venue has 2000 seats.

Rancho Mirage is proud to be the home of Eisenhower Medical Center, and outstanding hospital with specialists in every category