Serving Palm Desert, Palm Springs & the Coachella Valley

Car Title Loan Rancho Mirage

Talk to us at 760 574 2556 for English.  Or 760 574 3553 for Spanish

or    Apply on Line

Car Title Loan Rancho Mirage is affiliated with Village Financial Services, Inc. one of the oldest auto equity lenders in the desert.

We help residents from Rancho Mirage get the cash they need, regardless of why they need it. Usually, the process can be completed in one to two hours.  In fact, we help folks all over the Coachella Valley or greater Palm Springs area

Our reliable title loans are based on the equity of your car or truck or motorcycle or RV and approval can be determined in under 30 minutes.  If you’re in or around the Rancho Mirage area and need cash quickly call our us at 760-574-2556, or for Spanish, call 760-574-3553.  We want to help

The car title loan application process is straightforward.  Here are the three steps you need to know:


  1. Fill out and send in the form under the “Apply Now” tab. That will let us tell you in a very short time how much we could probably lend you. Bad credit is not a deal killer with us. Your vehicle equity is used as collateral and we look at your ability to repay. Our agents make loans every day to people with lower credit scores.
  2. Generally, we only require the following documents: Driver’s License, Car title, proof of residence like a utility bill, and proof of liability insurance like your insurance card. You can email, fax, or even take pictures of these documents on your phone and text them to us.
  3. We will get the loan approved before you even have to come in. Or in many cases, we can meet you with a loan document for you to sign, and a check for you to immediately cash. We will at that time take some pictures of your vehicle, and you will have the cash you need and be on your way.

Reasons for Obtaining a Vehicle Title Loan

As mentioned earlier, there are so many reasons Rancho Mirage residents choose to get a car title loan at Village Financial

  • Hospital bills
  • Educational expenses
  • Traveling expenses
  • Overdue bills
  • Gasoline
  • Groceries
  • Home or Auto Repairs
  • Home Remodeling
  • Funeral expenses
  • Mortgage or rent payment
  • And more!

Even if you have less than perfect credit we can most likely help you obtain a loan. We simply use the equity of your vehicle to determine if you qualify for a car title loan. We use a quick but efficient process so you can get the money quickly without the frustration and stress.

Regardless of why you need cash, if you’re in an emergency or dire situation we encourage you to consider an auto title loan. We can help you find the right loan thanks to our lending network. Within 24 hours you will receive your money however it typically takes less time. You can read our FAQ page to see more answers to the common questions we receive.

How Does It Work?

The process is rather simple. You apply online, in-person or over the phone to see if you qualify. Should you qualify you will need to get the required paperwork to us and then we can begin processing your application. We have a superior lending network so we’re able to help you get the perfect loan for your situation and we aim to make the process as hassle-free as possible.

You won’t have to worry about hidden costs and fees when you choose Village Financial Services.

Centrally Located

If you are anywhere in the Coachella Valley, you can visit our Palm Desert location.   It is usually best to call first  (760) 574-2556 because most of our business is by appointment.

But if you are driving through Palm Desert and want to stop by, we will certainly help you if we are not busy with another customer.

We are at 73-700 Highway 111, Ste 10, Palm Desert, CA 92260.  We are across from Los Consuelas and Keedy’s, two of Palm Desert’s popular restaurants.  You will see a big red sign on our 2nd floor location.  It says CAR TITLE LOANS

Have Poor Credit?

Car title loans are ideal if you have poor credit and can’t seem to get a traditional bank loan which is harder to obtain. While we do have certain requirements, they are far less than what a traditional bank would require.

Your vehicle is how you obtain an auto title loan so if it meets the requirements you can have cash in your hand within 24 hours.  We also need to see that you have a way to repay the loan, either a job or disability income, etc.

Get $2,510 or More!

The minimum amount you can obtain by state law in California is $2,510 but if you’re in need of much more, we can still help. As mentioned before, we have a lending network with many lenders ready and able to help you get the money you need. You can continue driving your vehicle as well!

Your Allowed Loan Amount Is Based On:

  • Vehicle mileage
  • Automobile age
  • Car condition (body and mechanical)
  • Current resale values

You can borrow anywhere from the state minimum, which varies, or as much as 50,000 dollars. employs helpful and knowledgeable staff so if you have any questions at all do not hesitate to get in touch with us.

Get Started Now!

The process is easy! Just follow these hassle-free steps:

  • Complete our online application or call us at (760) 574 2556.
  • We’ll gather the specifics about your vehicle. We will need to know the year, make, and model, and possibly some additional attributes/features of your car along with the condition. This will give us the information we need to determine if you qualify.
  • We will conduct a vehicle inspection or appraisal of your car at no cost to you. Chances are your car may be worth more than you think! (Sometimes we discover a car is worth more than Kelley Blue Book claims.)
  • After we have all of your basic information we will be able to get the money to you within 24 hours. Usually, when the loan process takes a long time it’s because we’re waiting to receive the client’s information but this is how your application gets processed faster.