Car Title Loans: When You Need Money Fast
Ever considered a car title loan when you need money fast?
The need for instant cash can arise without warning when you least expect it.
Trying to borrow money from friends and family can take a toll on your pride… and your relationships. So what do you do?
You could head over to your credit union or bank. But…
Getting a bank loan can be a daunting task. Right?
With endless requirements and forms to fill out, you can waste a lot of time and energy with no guarantee that the bank will approve your loan application.
So what do you do now?
Well, there is an alternative!
You can head over to your friendly folks at Village Financial Services for a car title loan.
Not only are car title loans confidential, they are fast and easy even with bad or no credit.
Talk about stress-free!
Below is a bit of an insight to the various aspects that come to play with car title loans.
How Do Car Title Loans Work?
A car title loan with Village Financial Services is a personal loan that uses your car title document as collateral. It is also commonly referred to as an auto title loan, Car Collateral Loan or Pink Slip Loans.
Essencially, the value of your car will act as a guarantee to the amount of the loan.
It’s worth noting that this does not mean that you will part with your car. You will continue to drive your car as usual as you repay the loan with the agreed upon terms.
Few people realize that the value of their car can provide this kind of relief.
How Do I Apply?
It’s fast and easy to apply. Village Financial Services offers you an easy online application to get the process started.
You can also visit our friendly staff in our Palm Desert office or just have a chat by telephone.
You’ll be guided through the process by our curteous staff who will help you get the cash you need.
First, our staff will estimate the value of the vehicle to determine the maximum loan amount you can get.
Then you complete the simple loan application, verify the car title is free of liens. You often get the loan amount the same day.
Terms of Repayment
VFS provides you with a flexible payment plan that best fits your needs.
You can agree to pay your loan within 30 days, or up to 3 1/2 years.
There is no prepayment penalty should you decide to pay out your loan after 30 days. This is a sure way to save on interest. You will only pay interest for the time you owe a balance. This flexible approach is designed to make your life much easier when looking for the cash you need.
Benefits of Car Title Loans
- Village Financial Services is locally owned and locally funded, reliable lender with tailored services to meet your needs
- You can request a no-obligation quote from us online or by phone
- You can come to our office or we can come to you
- After the simple application process and vehicle valuation, you often get the loan on the same day
- Getting a car title loan with bad credit is possible and happens all the time at Village Financial Services. No one is left out and most people can get the emergency funds they need to tackle those urgent problems that cannot wait
- You get up to 3 1/2 years to repay the loan
- You do not have to worry about not driving your car just because it will act as collateral. You will continue to drive your vehicle as usual
- All your personal information will be kept confidential, a key part in safeguarding your privacy
Take full advantage of car title loans when you need money fast. You’ll be relieved to solve your cash needs whatever the emergency.
Many of our clients have been able to take care of medical emergencies, mortgage payments and even pay for urgent home repairs with their car title loan.
We look forward to helping you get your life back on track too.
About Village Financial Services, Inc.
Village Financial Services, INC. is a licensed California Finance Lender serving Palm Desert, Indio, La Quinta, Cathedral City and great Palm Springs area.