Frequently Asked Questions
Frequently Asked Questions include the following:
What is a car title loan?
A car title loan is a short-term auto loan using your car as collateral. In return for lending you money, we become the lien-holder on your car title until the loan is paid off. Car title loans can also be referred to as car collateral loans, pink slip loans or auto equity loans.
What is the maximum cash loan I can get?
Your vehicle must be worth at least $3,000 to qualify for a minimum loan of $2,510. You can borrow up to $50,000.
How quickly can I get the money?
Often times we can approve the loan and give you cash the same day. Begin by filling out our application. We will contact you to discuss information about your income and your car at which time we will determine our loan amount.
How much does the loan cost?
Interest rates charged are based on the loan amount borrowed, the value of your vehicle, customers. The loans typically carry a higher rate of interest and in return, you get speed, convenience and a minimum amount of hassle.
What if I have bad credit?
We approve loans for those with bad credit, no credit and bankruptcies. We will inquire about your ability to repay by means of your monthly income and other monthly payments. We want to make sure you have the money available to repay your loan.
Does my car need to be paid off?
No. You may still qualify even if you owe a few payments. Give us a call for details.
We serve the following Southern California communities: Palm Spring, La Quinta, Palm Desert, Indio, Rancho Mirage, Indian Wells, Cathedral City, Bermuda Dunes, Indio, Desert Hot Springs, and Coachella, and others within driving distance of Palm Springs.