Serving Palm Desert, Palm Springs & the Coachella Valley

Our Privacy Policy

Rev. 4/23/2013

F A C T S

WHAT DOES VILLAGE FINANCIAL SERVICE DO WITH YOUR PERSONAL INFORMATION?

Why?

​Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?​

The types of personal information we collect and share depend on the product or service you have with us. This information can include:
ƒ​Social Security Number and Income
ƒ​Account Balances and Payment History
ƒ​Credit History and Employment Information

How?​

All financial companies need to share customers’ PERSONALsonal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Wheels Financial Group, Inc. chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does Village Financial Service Loans share? Can you limit this sharing?
For our everyday business purposes—such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes—to offer our products and services to you Yes No
For joint marketing with other financial companies Yes No
For our affiliates’ everyday business purposes—information about your transactions and experiences Yes No
For our affiliates’ everyday business purposes—information about your creditworthiness Yes Yes
For our affiliates to market to you Yes Yes
For nonaffiliates to market to you Yes Yes

 

To limit our sharing Mail the form below, Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.
Questions? Go to www.villagefinancialservice.com

 

Mail-In Form
Mark any/all you want to limit:
Do not share information about my creditworthiness with your affiliates for their everyday business purposes.
Do not share my personal information with your affiliates to market to me.
Do not share my personal information with your non affiliates to market to me.
Name Mail to:
Village Financial Service
73-70 Highway 111 Suite 10
Palm Desert, CA 92260
(760) 574-2556
Address 
City, State, Zip
Account Number

 

Who we are

Who is providing this notice?​

Village Financial Service

What we do
How does Village Financial Service protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Village Financial Service collect my personal information? We collect your personal information, for example, when you:
„​Apply for a loan
„​Provide your employment information
„​Provide your income information
„​Provide your contact information
„​Provide a copy of your driver’s license
We also collect your personal information from others, such as credit bureaus, affiliates or other companies.
Why can’t I limit all sharing? Federal law gives you the right to limit only „​sharing for affiliates’ everyday business purposes, information about your creditworthiness, „​affiliates from using your information to market to you, „​sharing for nonaffiliates to market to you, State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account.

 

Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies. „​Non affiliates we share with can include companies engaged in direct marketing and the selling of consumer products and services.
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you. „​Our joint marketing partners include other finance companies or credit card issuers.

 

Other important information

Residents of California will receive a separate Privacy Notice from us to comply with California law. For California consumers, we can begin sharing information 45 days from the date we sent this notice.

Important Information about Credit Reporting

We may report information about your account to credit bureaus. Late payments, missed payments or other defaults on your account may be reflected in your credit report.

IMPORTANT PRIVACY CHOICES FOR CALIFORNIA CONSUMERS

You have the right to control whether we share some of your personal information. Please read the following information carefully before you make your choices below.

Your Rights

You have the following rights to restrict the sharing of personal and financial information with our affiliates (companies we own or control or are under common control with) and outside companies that we do business with. Nothing in this form prohibits the sharing of information necessary for us to follow the law, or to give you the best service on your accounts with us. This includes sending you information about some other products or services.

Your Choices

Restrict Information Sharing With Companies We Own or Control (Affiliates): Unless you say “No,” we may share personal and financial information about you with our affiliated companies.

( ) NO, please do not share personal and financial information with your affiliated companies.

Restrict Information Sharing With Other Companies We Do Business With To Provide Financial Products And Services: Unless you say “No,” we may share personal and financial information about you without outside companies we contract with to provide financial products and services to you.

( ) NO, please do not share personal and financial information with outside companies you contract with to provide financial products and services.

Time Sensitive Reply

You may make your privacy choice(s) at any time. Your choice(s) marked here will remain unless you state otherwise. However, if we do not hear from you we may share some of your information with affiliated companies and other companies with whom we have contracts to provide products and services.

Printed Name:

Account Number:

Signature:

To exercise your choices do one of the following:

Fill out, sign and send back this form to:

Village Financial Service
73-700 Highway 111, Suite 10
Palm Desert, CA 92260
(760) 574-2556