Serving Palm Desert, Palm Springs & the Coachella Valley

Privacy Policy

WHAT DOES VILLAGE FINANCIAL SERVICE DO WITH YOUR PERSONAL INFORMATION?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • ƒSocial Security Number and Income
  • Account Balances and Payment History
  • ƒCredit History and Employment Information

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Wheels Financial Group, Inc. chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Village Financial Service Loans share?

Can you limit this sharing?
For our everyday business purposes
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes
to offer our products and services to you

Yes

No

For joint marketing with other financial companies

Yes

No

For our affiliates’ everyday business purposes
information about your transactions and experiences

Yes

No

For our affiliates’ everyday business purposes
information about your creditworthiness

Yes

Yes

For our affiliates to market to you

Yes

Yes

For nonaffiliates to market to you

Yes

Yes

 

To limit our sharing ☐ „Mail the form below
Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.However, you can contact us at any time to limit our sharing.
Questions? Go to www.villagefinancialservice.com

 

Mail-In Form
Mark any/all you want to limit:
☐ Do not share information about my creditworthiness with your affiliates for their everyday business purposes.
☐ Do not share my personal information with your affiliates to market to me.
Do not share my personal information with your non affiliates to market to me.
Name Mail to:
Village Financial Service73-70 Highway 111 Suite 10
Palm Desert, CA 92260
(760) 574-2556
Address
City, State, Zip
Account Number

 

What we do
How does Village Financial Service protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Village Financial Service collect my personal information? We collect your personal information, for example, when you„
☐ Apply for a loan
☐„ Provide your employment information
☐„ Provide your income information
„☐ Provide your contact information
„☐ Provide a copy of your driver’s license
We also collect your personal information from others, such as credit bureaus, affiliates or other companies.
Why can’t I limit all sharing? Federal law gives you the right to limit only„
☐ sharing for affiliates’ everyday business purposes — information about your creditworthiness
☐„ affiliates from using your information to market to you
☐„ sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account.

 

Definitions
Affiliates Companies related by common ownership or control. They can be financial and non-financial companies.
Non-affiliates Companies not related by common ownership or control. They can be financial and non-financial companies.„
☐ Non affiliates we share with can include companies engaged in direct marketing and the selling of consumer products and services.
Joint Marketing A formal agreement between non-affiliated financial companies that together market financial products or services to you.„
☐ Our joint marketing partners include other finance companies or credit card issuers.

Residents of California will receive a separate Privacy Notice from us to comply with California law. For California consumers, we can begin sharing information 45 days from the date we sent this notice.

We may report information about your account to credit bureaus. Late payments, missed payments or other defaults on your account may be reflected in your credit report.